Paying for ABA therapy in Texas is more accessible than most families realize. Texas law requires most insurance plans to cover ABA therapy for children with autism. At Olive Branch ABA, we accept Aetna, Blue Cross Blue Shield of Texas, Ambetter (Superior HealthPlan), and Texas Medicaid — and our team handles insurance verification for you at no cost. Learn how to start ABA therapy in Texas or see what happens in a typical session.
Does Insurance Cover ABA Therapy in Texas?
Yes. Texas Senate Bill 1284 (SB 1284) requires most private insurance plans to cover ABA therapy for children diagnosed with autism spectrum disorder (ASD). This law applies to most employer-sponsored and individually purchased insurance plans in Texas. If your child has an autism diagnosis, there is a strong chance their ABA therapy at Olive Branch ABA is fully or substantially covered by your insurance plan.
Insurance Plans Accepted at Olive Branch ABA
Olive Branch ABA currently accepts the following insurance plans in Houston and Austin, Texas:
Aetna — ABA therapy covered for children with autism diagnosis in Texas.
Blue Cross Blue Shield of Texas — One of the most widely accepted plans at Olive Branch ABA. BCBS covers ABA therapy under most plan types including PPO and HMO.
Ambetter (Superior HealthPlan) — Olive Branch ABA accepts Ambetter for families enrolled through the Texas Health Insurance Marketplace.
Texas Medicaid — Olive Branch ABA accepts Texas Medicaid for eligible children with an autism diagnosis. Our team will verify your child’s eligibility and handle prior authorization.
Not sure if your plan is accepted? Call Olive Branch ABA and our team will verify your insurance for free — usually within one business day.
How Does ABA Insurance Authorization Work in Texas?
Step 1 — Your child receives a formal autism diagnosis from a licensed provider.
Step 2 — Olive Branch ABA contacts your insurance company to verify coverage and begin the prior authorization process.
Step 3 — Insurance approves the number of ABA therapy hours per week for your child.
Step 4 — Your child begins therapy at Olive Branch ABA in Houston or Austin.
Olive Branch ABA handles the entire authorization process for your family. You do not need to navigate insurance paperwork alone.
What If My Insurance Is Not Listed?
Contact Olive Branch ABA anyway. Insurance coverage changes frequently and we may be able to accept your plan or help you find an alternative funding option including Texas Medicaid or the Autism Scholarship program.
Frequently Asked Questions
Does Texas law require insurance to cover ABA therapy?
Yes. Texas SB 1284 requires most private insurance plans to cover ABA therapy for children diagnosed with autism. This applies to most plans purchased in Texas.
Does Olive Branch ABA accept Medicaid?
Yes. Olive Branch ABA accepts Texas Medicaid for eligible children with an autism diagnosis in Houston and Austin.
Does Olive Branch ABA accept Ambetter?
Yes. Olive Branch ABA accepts Ambetter (Superior HealthPlan) for families enrolled through the Texas Health Insurance Marketplace.
How do I know if my insurance covers ABA therapy at Olive Branch ABA?
Call us or fill out our intake form. Our team will verify your insurance coverage for free and let you know exactly what is covered before your child’s first appointment.
Will I have a copay for ABA therapy at Olive Branch ABA?
Copays depend on your specific insurance plan. Our team will explain your exact out-of-pocket costs during the insurance verification process — before therapy begins.
Is prior authorization required for ABA therapy in Texas?
Most insurance plans require prior authorization before ABA therapy begins. Olive Branch ABA handles the entire prior authorization process for your family at no cost. Read more about what ABA therapy is and how it works.